Lending Club Analysis
This is a visualization for the dataset containing acceptance/rejection of loan applications based on various factors.
Created on February 19|Last edited on February 19
Comment
Accepted DataFrame
plot for fully paid and charged off
loan_status vs annual income < 25k
Annual income distribution < 25k
The above graphs show us annual income distribution and earliest credit line distribution. In the accepted data frame the no of fully paid and charged-off loans are high for about 50k of loan while most of the applicants are having annual income of about 50k.
The above graphs show us the distribution of various categorical features. Accepted loan applications from various states. year of experience the applicant have and various factors are shown in accepted data frame
Rejected DataFrame:
The above analysis shows us that there is a surge in applications getting rejected in recent years. Also, applications having < 1-year experience are more likely to get rejected. Applications from CA are getting rejected more compared to other states.
Add a comment